Privacy Policy

1. Introduction & About Us

Advisorbriefs ("we", "us", or "our") operates advisorbriefs.com and related services (the "Service"). Our principal place of business is located at 750 Washington Boulevard, 9th Floor, Stamford, CT 06901.

We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your personal information, with specific disclosures required by the California Consumer Privacy Act of 2018 (CCPA), as amended by the California Privacy Rights Act of 2020 (CPRA), effective January 1, 2023.

For privacy inquiries, contact us at:
Email: [email protected]
Phone: +1 (203) 487-2364
Postal: Privacy Team, Advisorbriefs, 750 Washington Boulevard, 9th Floor, Stamford, CT 06901

2. Categories of Personal Information We Collect

In the past 12 months, we have collected the following categories of personal information as defined by the CCPA:

CCPA Category	Examples	Collected?	Sources
A. Identifiers	Real name, alias, email address, IP address, account name	Yes	You directly; automatically
B. Personal Records	Name, address, telephone number, financial information	Yes	You directly
C. Protected Classifications	Age, race, gender (if voluntarily provided)	Limited	You directly (optional)
D. Commercial Information	Products/services purchased, preferences	Yes	You directly; transactions
E. Biometric Information	Fingerprints, face/voice recognition	No	—
F. Internet / Electronic Activity	Browsing history on our site, interaction with content	Yes	Automatically via cookies/analytics
G. Geolocation Data	Physical location derived from IP address (city/country level)	Yes (approximate)	Automatically
H. Sensory Data	Audio data (call recordings where applicable)	Limited	You directly (if applicable)
I. Professional / Employment Info	Job title, employer	Limited	You directly (optional)
J. Education Information	Education history	No	—
K. Inferences	Profile reflecting preferences, predispositions	Yes (for personalisation)	Derived from categories above
L. Sensitive Personal Information	Account log-in + password (security credentials)	Yes (credentials only)	You directly (account creation)

2.1 Sources of Personal Information

• Directly from you — forms, account registration, purchases, support requests, surveys;
• Automatically — cookies, web beacons, server logs when you use our Service;
• Third parties — analytics providers, advertising partners, data enrichment providers.

3. Business & Commercial Purposes for Collection & Use

We collect and use personal information for the following business and commercial purposes:

• Providing, maintaining, and improving our products and services;
• Processing transactions and managing accounts;
• Sending transactional communications (receipts, account alerts, service notices);
• Providing customer support and responding to inquiries;
• Personalising your experience and content;
• Conducting analytics to understand how our Service is used;
• Sending marketing communications (where you have opted in or where permitted);
• Fraud prevention, security monitoring, and protecting legal rights;
• Complying with applicable laws, regulations, and legal process.

4. Disclosure, Sale & Sharing of Personal Information

4.1 Categories Disclosed for Business Purposes

In the past 12 months, we have disclosed the following categories of personal information to service providers and contractors for business purposes:

• Identifiers (A) — to cloud hosting, email providers, analytics providers;
• Commercial information (D) — to payment processors;
• Internet / electronic activity (F) — to analytics and advertising platforms.

4.2 Sale & Sharing

PI Category	Sold?	Shared for Cross-Context Advertising?	Third-Party Recipients
Identifiers (A)	No	Yes (cookie IDs, IP)	Analytics, ad networks
Internet / Electronic Activity (F)	No	Yes (browsing behaviour)	Analytics, ad networks
Inferences (K)	No	Yes (interest segments)	Ad platforms
All other categories	No	No	—

4.3 Do Not Sell or Share — Opt-Out

California residents have the right to opt out of the sale or sharing of their personal information at any time. To exercise this right:

• Click the link: Do Not Sell or Share My Personal Information
• Global Privacy Control (GPC): We honour GPC signals.
• Email: [email protected] with subject "CCPA Opt-Out Request".

4.4 Sensitive Personal Information

We collect only account log-in credentials (username + hashed password), used solely to authenticate your account. We do not use or disclose sensitive personal information beyond providing the Service.

5. Your California Privacy Rights

If you are a California resident, you have the following rights under the CCPA/CPRA:

• Right to Know: Request disclosure of categories and specific pieces of personal information we have collected about you. Up to twice per 12-month period.
• Right to Delete: Request deletion of personal information we have collected, subject to certain exceptions.
• Right to Opt-Out of Sale/Sharing: Direct us not to sell or share your personal information for cross-context behavioural advertising.
• Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.
• Right to Correct (CPRA): Request correction of inaccurate personal information we maintain about you.
• Right to Limit SPI Use (CPRA): Limit our use of sensitive personal information to what is necessary to perform the services you request.

5.1 How to Submit a Consumer Request

California residents may submit requests by:

• Email: [email protected] with subject "CCPA Privacy Request";
• Phone: +1 (203) 487-2364;
• Postal mail: Advisorbriefs, Attn: Privacy Team, 750 Washington Boulevard, 9th Floor, Stamford, CT 06901.

5.2 Verification & Response Timeline

We will acknowledge your request within 10 business days and respond within 45 calendar days. If we need more time, we will notify you and may extend by an additional 45 days.

6. Retention of Personal Information

Category	Retention Period
Account / identity data	Duration of account + 2 years after closure
Transaction / purchase history	7 years (tax/legal compliance)
Customer support records	3 years from last interaction
Marketing consent / opt-out records	Indefinitely (to honour your preference)
Analytics / usage data	26 months
Security / fraud logs	12 months

7. Security of Personal Information

We implement reasonable and appropriate technical, administrative, and physical security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction, including AES-256 encryption at rest, TLS 1.3 encryption in transit, access controls, and employee training.

8. Children's Privacy

We do not knowingly collect personal information from consumers under 16 years of age. If you believe we have collected personal information from a minor under 16, please contact us at [email protected].

9. Privacy Rights for Other Jurisdictions

Residents of other U.S. states with comprehensive privacy laws (including Virginia, Colorado, Connecticut, Utah, Texas) may have similar rights. Contact us at [email protected] for information about your state-specific rights.

10. Cookies & Online Tracking

We and our partners use cookies, web beacons, and similar tracking technologies. You may opt out by using our Cookie Policy preferences or enabling the Global Privacy Control (GPC) in your browser.

11. Changes to This Privacy Policy

We may update this Privacy Policy as required by changes in law or our practices. When we make material changes, we will update the "Last updated" date and provide appropriate notice.

12. Contact Us

• Company: Advisorbriefs
• Email: [email protected]
• Phone: +1 (203) 487-2364
• Address: 750 Washington Boulevard, 9th Floor, Stamford, CT 06901
• Do Not Sell / Opt-Out: advisorbriefs.com/do-not-sell